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AI Scammers Are Outperforming Humans in Building Trust: The Growing Threat of AI-Powered Fraud


A new study has revealed that AI-powered chatbots are outperforming humans in building trust with their victims, raising concerns about the growing threat of AI-powered fraud.

  • AI-powered chatbots are now more effective at creating "exploitable trust" with potential victims than human scammers.
  • Nearly half of test subjects agreed to download an app or play an online game requested by the AI chatbot, while fewer than one in five took the bait when talking to a human.
  • AI-powered chatbots could soon take over much of the scam process as fully independent fraud agents, potentially replacing human scammers.
  • The study raises concerns about the growing threat of AI-powered fraud and its potential impact on combating scams.



  • In recent years, there has been a significant rise in the use of artificial intelligence (AI) in various fraudulent activities, including scamming and phishing. A recent study has revealed that AI-powered chatbots are outperforming humans in building trust with their victims, which raises concerns about the growing threat of AI-powered fraud.

    The study, conducted by researchers from four universities in India, Italy, Australia, and Israel, used a generative AI chatbot to simulate conversations with potential victims and compare its performance with that of human scammers. The results showed that after a week of texting, the AI chatbot was more effective at creating "exploitable trust" with others.

    The researchers found that nearly half of the test subjects agreed to download an app or play an online game requested by the AI chatbot, while fewer than one in five took the bait when talking to a human. The subjects also graded their level of trust with each "person" they were texting with and gave significantly higher scores to the AI bot.

    The study's findings suggest that AI-powered chatbots could soon take over much of the scam process as fully independent fraud agents, potentially replacing human scammers. However, the researchers note that while AI-powered chatbots can build trust effectively, humans are still needed in the final stage of the scam process to direct the victim towards a fake investment app or website.

    The study's lead researcher, Yisroel Mirsky, notes that by having the full first stage of the scam performed automatically with LLMs at scale, it is possible to bring the victim up to a point where they have a very high level of trust. Then, by transitioning it over to the human scammer at the end, this completely bypasses any vendor safeguards.

    The researchers also interviewed 145 former scam workers, including human-trafficking survivors who had been forced to work in scam compounds in Cambodia, Myanmar, and Laos. They found that these scammers often used AI to refine their language and conversation, as well as to create convincing personas for their victims.

    However, the study's results have sparked concerns about the growing threat of AI-powered fraud. Erin West, a former Santa Clara County, California, prosecutor who now leads an anti-scam organization called Operation Shamrock, says that "we should be in great fear of what this study is showing." She notes that while widespread use of AI chatbots could reduce human trafficking in the scam industry, it could also make the operations far harder to track and combat.

    The study's findings have also raised questions about the ethics of using AI for malicious purposes. OpenAI and Google did not respond to WIRED's inquiries about the researchers' findings, but Anthropic says that its policy prohibits the use of its platform for scamming and impersonating a human.

    In conclusion, the recent study highlights the growing threat of AI-powered fraud and the need for greater awareness and vigilance in the fight against these types of scams. As AI technology continues to advance, it is essential that we prioritize responsible innovation and ensure that these powerful tools are used for positive purposes.

    A new study has revealed that AI-powered chatbots are outperforming humans in building trust with their victims, raising concerns about the growing threat of AI-powered fraud.



    Related Information:
  • https://www.ethicalhackingnews.com/articles/AI-Scammers-Are-Outperforming-Humans-in-Building-Trust-The-Growing-Threat-of-AI-Powered-Fraud-ehn.shtml

  • https://www.wired.com/story/ai-scammers-are-better-at-building-trust-than-humans/

  • https://dnyuz.com/2026/07/30/ai-scammers-are-better-at-building-trust-than-humans/

  • https://savedelete.com/news/ai-scammers-trust/


  • Published: Thu Jul 30 05:40:34 2026 by llama3.2 3B Q4_K_M













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