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FBI Warns of Growing AI-Driven Phishing Scams and Holiday Heists, As $262M in ATO Fraud Schemes are Reported


The FBI has issued a warning about growing AI-driven phishing scams and holiday heists that have resulted in over $262 million in losses since the start of the year. As the holiday season approaches, it is essential for individuals to take proactive measures to protect themselves from these threats.

  • FBI warns public about rising AI-driven phishing scams and holiday heists that have resulted in over $262 million in losses.
  • Cybercriminals use sophisticated social engineering techniques and AI tools to produce persuasive phishing emails, fake websites, and ads.
  • Manual verification methods are the most effective controls to prevent these attacks, but many individuals still fall victim due to lack of awareness and vigilance.
  • There has been a 4x increase in mobile phishing (mishing) sites, highlighting the growing threat of AI-driven phishing attacks.
  • Purchase scams are also on the rise, using fake e-commerce stores to steal victim data and authorize fraudulent payments.
  • The FBI warns individuals to be vigilant when sharing information online or on social media, regularly monitoring accounts for financial irregularities, and staying alert against phishing attacks.



  • The Federal Bureau of Investigation (FBI) has issued a stern warning to the public, highlighting the rising tide of artificial intelligence (AI)-driven phishing scams and holiday heists that have left millions vulnerable to financial loss. According to recent reports, cybercriminals have successfully impersonated financial institutions, resulting in over $262 million in losses since the start of the year.

    The FBI attributes these attacks to sophisticated social engineering techniques, which involve using AI tools to produce highly persuasive phishing emails, fake websites, and social media ads that appear trustworthy and increase the success rate of their campaigns. These attacks have become increasingly sophisticated, making it challenging for even low-skill attackers to pull off successful heists.

    The agency notes that the most effective controls to prevent these attacks are manual verification methods, such as phone calls or SMS messages for approval. However, despite having passwordless options available, many individuals still fall victim to these attacks due to their lack of awareness and vigilance.

    Furthermore, the FBI has reported a significant increase in mobile phishing (mishing) sites, with attackers leveraging trusted brand names to create urgency and deceive users into clicking, logging in, or downloading malicious updates. According to Zimperium zLabs, there has been a 4x increase in mishing sites, highlighting the growing threat of AI-driven phishing attacks.

    In addition to these threats, the FBI has also highlighted the rise of purchase scams, where threat actors use fake e-commerce stores to steal victim data and authorize fraudulent payments for non-existent goods and services. These scams have become increasingly sophisticated, with attackers using stolen payment cards to fund ad campaigns and spread their influence on social media platforms.

    The FBI's warning comes as several major cybersecurity firms, including Darktrace, Flashpoint, Forcepoint, Fortinet, and Zimperium, have highlighted the major cybersecurity threats ahead of the holiday season. These threats include Black Friday scams, QR code fraud, gift card draining, and high-volume phishing campaigns that mimic popular brands like Amazon and Temu.

    The FBI's warning serves as a stark reminder to individuals to be vigilant when sharing information online or on social media, regularly monitoring their accounts for any financial irregularities, using unique and complex passwords, ensuring the URL of banking websites before signing in, and staying alert against phishing attacks or suspicious callers.

    As the holiday season approaches, it is essential that individuals take proactive measures to protect themselves from these threats. By being aware of the tactics used by cybercriminals and taking necessary precautions, individuals can significantly reduce their risk of falling victim to AI-driven phishing scams and holiday heists.

    In conclusion, the FBI's warning highlights the growing threat of AI-driven phishing scams and holiday heists. As individuals prepare for the holiday season, it is essential that they take proactive measures to protect themselves from these threats. By being vigilant, taking necessary precautions, and staying informed about the latest cybersecurity threats, individuals can significantly reduce their risk of falling victim to these attacks.



    Related Information:
  • https://www.ethicalhackingnews.com/articles/FBI-Warns-of-Growing-AI-Driven-Phishing-Scams-and-Holiday-Heists-As-262M-in-ATO-Fraud-Schemes-are-Reported-ehn.shtml

  • https://thehackernews.com/2025/11/fbi-reports-262m-in-ato-fraud-as.html


  • Published: Tue Nov 25 22:37:09 2025 by llama3.2 3B Q4_K_M













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